Powered by SMB Funding · Partner of CortexAgent

Business funding built to move
as fast as your operations.

Access $10K to $5M in working capital, lines of credit, SBA loans and more — through our vetted whitelabel partner. One short form. Offers in as little as 24 hours. No impact to your credit to see options.

See My Funding OptionsHow it works
Soft credit pull Funding in 24–48 hrs No obligation
$5M
Max funding available
24h
Typical approval time
4+
Minutes to apply
A+
BBB-accredited partner
Funding Products

One application. Multiple paths to capital.

We match your business against a network of lenders and the right SMB Funding product — so you only see offers you can actually use.

Working Capital

Short-term capital to smooth cash flow, bridge gaps, or seize time-sensitive opportunities.

Range$10K–$2MTerm3–24 mo

Business Line of Credit

Draw funds as you need them, pay interest only on what you use. Flexible, reusable capital.

Range$25K–$500KTermRevolving

SBA Loans

Government-backed financing with longer terms and lower rates. Best for established businesses.

Range$50K–$5MTermUp to 25 yr

Equipment Financing

Purchase or lease machinery, vehicles, tech — the equipment itself serves as collateral.

Range$10K–$5MTerm2–7 yr

Invoice Factoring

Turn outstanding receivables into immediate cash. Ideal for B2B businesses with long payment cycles.

AdvanceUp to 95%Speed24 hrs

Merchant Cash Advance

Fast capital repaid as a small percentage of daily sales. Great for businesses with card volume.

Range$5K–$500KSpeedSame day
Process

From application to funded — in four steps.

Minimal paperwork. No obligation. You're in control at every stage.

STEP 01

Apply online

Complete a short form — it takes about four minutes and uses a soft credit pull.

STEP 02

Get matched

We match you to SMB Funding's lender network and the product structure that fits.

STEP 03

Review offers

Compare rates, terms, and payment structures side-by-side. Ask questions. No pressure.

STEP 04

Get funded

E-sign and receive funds in your business account — often within 24–48 hours.

Eligibility

Straightforward qualifications.

Most established U.S. businesses meet these baselines. Don't hit one? Apply anyway — SMB Funding works with a diverse lender network and we frequently find a fit.

Check eligibility
  • Time in Business
    6+ mo
  • Annual Revenue
    $120K+
  • Personal Credit
    550+
  • Business Bank Account
    Required
  • Country
    U.S. only
Apply

Start your application.

Your application is securely handled by SMB Funding, our whitelabel funding partner. Open it in a new tab to get started — your info goes straight to them, never through CortexAgent.

🔒smb-funding.com/cortex-agent-llc

Continue on our partner's secure portal

SMB Funding hosts the application on their own site — your info goes straight to them, never through CortexAgent.

Launch application

CortexAgent partners with SMB Funding to offer business funding. We receive a referral fee when businesses are funded. All offers, approval criteria, and terms are determined by SMB Funding and its lending partners. Rates and terms vary based on qualifications.

FAQ

Questions we get a lot.

Will applying affect my credit score?+
No. The initial application uses a soft credit pull which has zero impact on your personal or business credit score. A hard pull only happens if you accept a specific offer.
How fast can I actually get funded?+
Many products — including merchant cash advance and invoice factoring — can fund the same day or within 24 hours. Working capital and lines of credit typically fund in 2–3 business days. SBA loans take longer (3–8 weeks) due to federal underwriting.
What documents will I need?+
Most applications require 3–6 months of business bank statements, a driver’s license, and basic business info (EIN, address, revenue). Larger loan amounts may require tax returns and financial statements.
Is my information safe?+
Yes. The application is hosted on SMB Funding’s secure, SSL-encrypted portal. CortexAgent does not see, store, or transmit your financial information — we only receive a notification that a lead was referred.
What if my business doesn't qualify?+
SMB Funding works with a diverse network of lenders with varying criteria. If one lender declines, you may still qualify with another in the network. You'll also receive guidance on what to strengthen before reapplying.
Why partner with SMB Funding?+
SMB Funding is a BBB-accredited funding marketplace with a broad lender network across working capital, SBA, equipment, and specialty products. CortexAgent vetted them as a whitelabel partner to offer funding alongside our AI implementation services — because capital is often the constraint on executing a growth plan.

See what you qualify for — in 4 minutes.

No obligation. No impact to credit. Just real offers from real lenders.

Start my application